Many people often think that being uninsured is saving them money, but this thinking is flawed and objectively incorrect.
Humans are species that tend to think about their short-term well-being rather than their long-term. Evolutionarily, it makes sense: Escape the hungry jaguar now, worry about what berries you’ll eat later. This mindset is hardwired into us, and it takes a great effort to overcome. But it can be overcome, especially when you have responsibilities and dues.
Being uninsured is going to cost you more than being properly insured ever will. While you may save a few bucks in the short-term, it’s nothing compared to the cost of an accident. Especially if that accident results in your disability or death.
Disability Insurance – You may think that’s what your workers’ comp. is for, and while you’re not wrong, you’re not entirely right. But what happens if your injury happens outside of work? Disability insurance is able to cover your medical bills and even replacement income to give you something on which you can rely.
Life Insurance – What if something terrible were to happen and you were to suddenly pass away? Without life insurance, your family will be given no compensation for your death, and your spouse will have to pay for the funeral, mortgage, and many more expenses on their own. Life insurance gives your loved ones a sum of money upon your death which can be used to pay all of their dues.
Whether you are alone or have a family which depends on you to live, disability and life insurance are there to help you through these tough times. Contact Donald Weiss Insurance Services. Our dedicated team will help determine your coverage needs, helping you pick the right policy and give you the peace of mind you and your family deserve.