Why you need to purchase travel insurance. Encountering the unexpected is part of the travel experience—and no, we don’t mean encounters of the first, second, or even third kind. We’re talking about emergencies that are a bit more likely to occur while you travel. They range from the inconvenient, like losing your electric toothbrush, to the Read More
Before your upcoming vacation abroad, make sure you use this international travel checklist. It’s summer, and that means vacation. If you’re eschewing the usual trip to the family cabin in favor of something more adventurous, it pays to be ready. International travel requires a fair amount of preparation, but it’s almost always well worth the Read More
What benefits do Millennials want in the workforce as they become the largest living generation? We all want our children to have better lives than we did, and it’s our duty to do just that. The workplace is no exception: child labor laws and anti-discrimination laws are just a couple of examples of things that Read More
Short term health insurance can help you protect your health even if you missed open enrollment. If you miss the annual deadline for the Affordable Care Act (ACA)’s open enrollment period, you still have options for acquiring health insurance. You’ll no longer be able to obtain the Minimum Essential Coverage in the individual and family Read More
Term life insurance can offer you the right protection – provided you choose the right policy term. Term life insurance—as the name suggests—won’t last forever. Rather, it will only last for the length of time (i.e. “term”) that you choose when purchasing your policy. Term life policies range in duration and are typically sold in multiples Read More
If you want a special enrollment period for health insurance, you’ll need to experience one of these qualifying events. The Affordable Care Act (ACA) changed quite a significant amount about health insurance. That includes when individuals and families can buy it. If you don’t get your health insurance through work, you’ll need to purchase it independently Read More
Protect your family with the coverage they deserve. The question, “how will my family manage if I pass?” is a rather difficult question to ask yourself because it comes to terms with one’s own mortality and forces you to think of a scenario in which your family is forever without you. As difficult a question Read More
Are you unsure on whether you need to purchase travel insurance? Encountering the unexpected is part of the travel experience—and no, we don’t mean encounters of the first, second, or even third kind. We’re talking about emergencies that are a bit more likely to occur while you travel. They range from the inconvenient, like losing your Read More
There are many kinds of life insurance policies, but they mainly fall into two categories. Life insurance is what you do to give your dependents a fighting chance should anything unforeseeable happen to you. While there are many life insurance policies out there, many of them fall within the realm of two broader policies—whole (or permanent) insurance, and Read More
What is life insurance, and why should you purchase which policy? This kind of insurance is a contract between you and an insurance company that basically says, “should anything happen to you, your beneficiaries will have some financial assistance.” In exchange for premium payments, the insurance company provides a lump-sum payment to the listed beneficiaries (normally Read More