Life insurance in California becomes difficult to obtain when you have a pre-existing condition, but it’s not impossible. Life insurance companies measure your risk of death when determining your life insurance application. Your risk of death becomes much greater when you had or have a pre-existing condition. This means that life insurance companies tread more Read More
Term life insurance in California is the most popular form life insurance that’s available for one primary reason: its cost. There are two kinds of life insurance policies out there: term life insurance and whole life insurance. Chances are, if you are looking to purchase term life insurance, you are doing so to save money. Read More
Life insurance is something that your family may need if your passing comes sooner than expected, so it’s important to get it from the best. Independent agents and direct writers are battling for your signature. At the end of the day, you’re getting a life insurance policy so it may not seem all that important Read More
Life insurance is something that you and your family need in case something were to happen to you. Life insurance is a very long contract with words and phrases that seem like they were meant only for agents to understand. It can be an intimidating process when figuring out your insurance options. A study found Read More
Life insurance is a vital purchase you’re going to have to make in your life, so it’s important to know what you should consider. Once you have decided to purchase life insurance, you need to think about how this coverage will be designed to meet your unique needs. Everybody is different: they have a different Read More
If you’re single, you may think that you don’t need life insurance but there may be situations in which life insurance could give you peace of mind. Life insurance is meant to give your family and loved ones financial support when you pass. This is why so many people are under the assumption that life Read More
Evaluating the strength of different policies for different people can help you make the best choice when it comes to term life insurance. Term life insurance is among the policies that many people consider when they want to give their family financial support after their unexpected death. Term life insurance is not just one single Read More
Term life insurance can offer you the right protection – provided you choose the right policy term. Term life insurance—as the name suggests—won’t last forever. Rather, it will only last for the length of time (i.e. “term”) that you choose when purchasing your policy. Term life policies range in duration and are typically sold in multiples Read More
There are many kinds of life insurance policies, but they mainly fall into two categories. Life insurance is what you do to give your dependents a fighting chance should anything unforeseeable happen to you. While there are many life insurance policies out there, many of them fall within the realm of two broader policies—whole (or permanent) insurance, and Read More
What is life insurance, and why should you purchase which policy? This kind of insurance is a contract between you and an insurance company that basically says, “should anything happen to you, your beneficiaries will have some financial assistance.” In exchange for premium payments, the insurance company provides a lump-sum payment to the listed beneficiaries (normally Read More