The Advantages of Term Life Insurance

Evaluating the strength of different policies for different people can help you make the best choice when it comes to term life insurance.  Term life insurance is among the policies that many people consider when they want to give their family financial support after their unexpected death. Term life insurance is not just one single Read More

How Long Should My Term Life Insurance Policy Last?

Term life insurance can offer you the right protection – provided you choose the right policy term. Term life insurance—as the name suggests—won’t last forever. Rather, it will only last for the length of time (i.e. “term”) that you choose when purchasing your policy. Term life policies range in duration and are typically sold in multiples Read More

Life Insurance: Your Options

There are many kinds of life insurance policies, but they mainly fall into two categories. Life insurance is what you do to give your dependents a fighting chance should anything unforeseeable happen to you. While there are many life insurance policies out there, many of them fall within the realm of two broader policies—whole (or permanent) insurance, and Read More

Life Insurance 101: Term life v. Whole Life Insurance

What is life insurance, and why should you purchase which policy? This kind of insurance is a contract between you and an insurance company that basically says, “should anything happen to you, your beneficiaries will have some financial assistance.” In exchange for premium payments, the insurance company provides a lump-sum payment to the listed beneficiaries (normally Read More

5 Common Health Conditions That Will Affect Your Life Insurance Application

Health insurance companies will determine your rates depending on your health and its condition. The reason that many Americans do not have life insurance is because they believe they won’t qualify, or if they do qualify, the premiums will be too expensive. Most people are able to receive affordable health insurance despite having common health Read More

Employee Retention – The Importance of Retaining Your Employees

Offering benefits to your employees: higher employee retention. The best bet for businesses to thrive in today’s economy is to find and retain the best employees. Especially when small businesses are competing with larger corporations and larger budgets for the top talent. Not retaining your employees can be a sign that your business is falling, Read More

4 Sports That Make Getting Life Insurance Difficult (or Impossible)

Extreme sports push the boundaries and make receiving life insurance difficult. Playing sports and activities is a great way to stay in shape and have fun. From less strenuous ones like golf to more physical ones like rugby. Each sport has its own set of risks that are associated with the ease of obtaining life Read More

Which Life Insurance Policy Is Best for You?

Finding the right life insurance policy doesn’t have to be hard with this guide. Life insurance is one of the most important policies that you can invest in since it will provide financial stability after you pass away. Finding the right life insurance policy can be harder than you expect due to the many different Read More