Life insurance is a policy that we all need in order to financially protect our loved ones in the event we pass away unexpectedly or otherwise. Deciding how much life insurance you need is a question that many people have a hard time asking. Most experts would agree that you should have at least ten Read More
Without the estate tax, many rich and super-rich folks may think they may not need life insurance, but that thinking may be flawed. Even if Donald Trump does eliminate the estate tax, there are reasons that the rich and the super-rich will want to purchase life insurance. Frank Seneco, president of Seneco & Associates and one Read More
Marijuana smoking has been on the rise in recent years due to studies showing its negligible effects on the human body when compared to tobacco and even alcohol. But how will this affect pot-smoking life insurance policy holders? In the wake of the 2016 elections, the number of users–which, by the way, has already hit 25 Read More
Perhaps in the days with antiquated values where women were expected to stay home and care for the children, life insurance may not have been a necessity for them. But, as Bob Dylan once sang, “The times, they are a changin’.” Women are redefining their role in society. More women than ever are working and, Read More
If you are a pessimist, you can imagine 25 different worst-case scenarios before you think of even one good one. For example, you get a dinner invite from one of your coworkers and instantly you imagine an awkward dinner. A trip to a great ski resort? At best you will be miserably cold; at worst Read More
Life insurance is one of the most important investments you can make, so it is important that you make smart decisions. Life insurance is a vital part of any family’s financial security and well-being. The only thing about purchasing life insurance is that it can be especially daunting–don’t worry, you’re not alone in that thought. Read More
Mistakes are human, but when it comes to something as important as life insurance, it pays to tread lightly. To err is human, and to purchase life insurance for the financial security of your family is nothing short of divine. Unfortunately, there are many humans that, when they do purchase life insurance, make mistakes that may Read More
Life insurance in California becomes difficult to obtain when you have a pre-existing condition, but it’s not impossible. Life insurance companies measure your risk of death when determining your life insurance application. Your risk of death becomes much greater when you had or have a pre-existing condition. This means that life insurance companies tread more Read More
Term life insurance in California is the most popular form life insurance that’s available for one primary reason: its cost. There are two kinds of life insurance policies out there: term life insurance and whole life insurance. Chances are, if you are looking to purchase term life insurance, you are doing so to save money. Read More
Life insurance is something that your family may need if your passing comes sooner than expected, so it’s important to get it from the best. Independent agents and direct writers are battling for your signature. At the end of the day, you’re getting a life insurance policy so it may not seem all that important Read More