There are many kinds of life insurance policies, but they mainly fall into two categories. Life insurance is what you do to give your dependents a fighting chance should anything unforeseeable happen to you. While there are many life insurance policies out there, many of them fall within the realm of two broader policies—whole (or permanent) insurance, and Read More
What is life insurance, and why should you purchase which policy? This kind of insurance is a contract between you and an insurance company that basically says, “should anything happen to you, your beneficiaries will have some financial assistance.” In exchange for premium payments, the insurance company provides a lump-sum payment to the listed beneficiaries (normally Read More
Health insurance companies will determine your rates depending on your health and its condition. The reason that many Americans do not have life insurance is because they believe they won’t qualify, or if they do qualify, the premiums will be too expensive. Most people are able to receive affordable health insurance despite having common health Read More
Offering benefits to your employees: higher employee retention. The best bet for businesses to thrive in today’s economy is to find and retain the best employees. Especially when small businesses are competing with larger corporations and larger budgets for the top talent. Not retaining your employees can be a sign that your business is falling, Read More
Extreme sports push the boundaries and make receiving life insurance difficult. Playing sports and activities is a great way to stay in shape and have fun. From less strenuous ones like golf to more physical ones like rugby. Each sport has its own set of risks that are associated with the ease of obtaining life Read More
What is travel insurance and what does it cover? You’re about to book your trip to England to walk around London, and catch a soccer match in Liverpool. Then, your travel agent asks you if you might want to take travel insurance for this trip. Not even a half second has passed and you’ve already Read More
If disability insurance is something you do not have, consider how important it is to your financial future. Most Americans overlook disability insurance more often than not. Their thinking is either that their life insurance covers it, or that they’ll never become disabled. The truth is that no matter what you do for a living, Read More
No matter your business size, group health insurance is something you need to consider. The Affordable Care Act changed a lot about healthcare in our country. Individuals feel its impact throughout the year, from only being able to purchase coverage during open enrollment to needing new information about their policy when they file their taxes. Read More
Here’s what you need to know about term life insurance. When you get ready to buy life insurance, you know there are a few things you need to think about. What kind of inheritance do you want to leave your loved ones? How much will they need to cover your funeral? How can you use Read More
Investing in travel insurance can help you save big if something goes wrong. When booking a vacation, chances are you are faced with the question of whether or not to purchase travel insurance. While you may think that you can skip out on coverage to save money, you may want to think twice. Spending the extra money for Read More