If you want a special enrollment period for health insurance, you’ll need to experience one of these qualifying events. The Affordable Care Act (ACA) changed quite a significant amount about health insurance. That includes when individuals and families can buy it. If you don’t get your health insurance through work, you’ll need to purchase it independently Read More
Protect your family with the coverage they deserve. The question, “how will my family manage if I pass?” is a rather difficult question to ask yourself because it comes to terms with one’s own mortality and forces you to think of a scenario in which your family is forever without you. As difficult a question Read More
There are many kinds of life insurance policies, but they mainly fall into two categories. Life insurance is what you do to give your dependents a fighting chance should anything unforeseeable happen to you. While there are many life insurance policies out there, many of them fall within the realm of two broader policies—whole (or permanent) insurance, and Read More
Health insurance companies will determine your rates depending on your health and its condition. The reason that many Americans do not have life insurance is because they believe they won’t qualify, or if they do qualify, the premiums will be too expensive. Most people are able to receive affordable health insurance despite having common health Read More
Offering benefits to your employees: higher employee retention. The best bet for businesses to thrive in today’s economy is to find and retain the best employees. Especially when small businesses are competing with larger corporations and larger budgets for the top talent. Not retaining your employees can be a sign that your business is falling, Read More
Extreme sports push the boundaries and make receiving life insurance difficult. Playing sports and activities is a great way to stay in shape and have fun. From less strenuous ones like golf to more physical ones like rugby. Each sport has its own set of risks that are associated with the ease of obtaining life Read More
If disability insurance is something you do not have, consider how important it is to your financial future. Most Americans overlook disability insurance more often than not. Their thinking is either that their life insurance covers it, or that they’ll never become disabled. The truth is that no matter what you do for a living, Read More
Short term health insurance can give you access to the coverage you need. Short term health insurance is meant to provide health coverage during temporary gaps in your coverage. Early retirees, recent college grads, and people who are in between jobs most commonly choose short term health insurance. When you invest in a short term Read More