Get the peace of mind you need knowing that an independent insurance agent is on your side.
When it comes to acquiring insurance, your two options are going through a captive insurance agent or an independent insurance agent. The difference between the two may not seem like much. After all, you just care about getting your insurance policy. But the method by which you obtain your insurance policy will determine your future interactions should you need to file a claim or increase/reduce the amount of things for which you are covered.
Know the difference.
Captive Agents
Captive agents are committed to one insurance carrier, usually because they are employed by said company. They do not have the opportunity to compare prices with other companies because of this restriction.
Independent Insurance Agents
Independent insurance agents are open to offering their customers multiple product policies because they are not constrained to selling from just one company. This only benefits you as you pay the price that best matches your budget.
Independent insurance agents depend on your business to keep them employed so it’s no surprise that these agents put customer satisfaction first. By calling an independent agent, you’re increasing your chances of finding a policy that fits every one of your needs. And should you ever need to file a claim, your insurance agent will always be there for you, which definitely beats being put on hold for an unknown amount of time.
The choice is ultimately up to you, but after these points, it’s hard to build an argument against independent insurance agents. For more information about what an independent agent can do for you, contact Donald Weiss Insurance Services. Our team of independent agents is here to put our expertise and experience behind you.