Get reliable travel insurance for your upcoming vacation.
Travel insurance is one of those policies that many people need but very few purchase. Most of us think that the worst won’t happen to us on vacation, but the reality is that accidents can happen to anyone at any time. When the worst does happen on vacation, having the right travel insurance in place can ensure that you have a safety net to pick up the pieces. Here are a few tips on how to purchase the right travel insurance for your needs.
- Purchase travel insurance before the vacation
When it comes to travel insurance, avoid buying it at the last minute. As soon as you have booked the flights and hotel, look into travel coverage. This means that coverage can step in if the flight has been canceled, if there’s an airstrike or if you have to cancel the vacation because of ill health or redundancy.
- Know what the policy covers (and doesn’t cover)
Read through the policy to understand what it does cover, such as medical emergencies, lost luggage, trip cancellation, and other losses incurred while traveling. Common exclusions include severe weather conditions, natural disasters, acts of God, acts of war, terrorism, and more.
- Don’t buy what you don’t need
Understand your current terms with flights and hotels. For example, if you can cancel your hotel without penalty before you travel, you may not need trip cancelation coverage. Read through your health, homeowners, and auto insurance policies to understand what coverage you already have so that you can avoid purchasing coverage twice.
Obtaining the right travel insurance plan that meets all of your needs doesn’t have to be difficult. Contact the insurance professionals at Donald Weiss Insurance Services to have an expert customize a great travel policy that includes cancellation coverage!