The Importance of Travel Insurance

Why you need to purchase travel insurance. Encountering the unexpected is part of the travel experience—and no, we don’t mean encounters of the first, second, or even third kind. We’re talking about emergencies that are a bit more likely to occur while you travel. They range from the inconvenient, like losing your electric toothbrush, to the Read More

Can an Independent Agent Save You Money?

With all the insurance policies you seemingly need, it can be an expensive but important financial expense.  There are few words which make young adults cringe harder than “insurance.” Many people feel that insurance premiums are endless wastes of money being thrown into a bottomless void of insurance, and they may do everything in their Read More

4 Things to Do Before International Travel

Before your upcoming vacation abroad, make sure you use this international travel checklist.  It’s summer, and that means vacation. If you’re eschewing the usual trip to the family cabin in favor of something more adventurous, it pays to be ready. International travel requires a fair amount of preparation, but it’s almost always well worth the Read More

Do You Need Life Insurance? Chances Are, You Do

Protect your family with the coverage they deserve. The question, “how will my family manage if I pass?” is a rather difficult question to ask yourself because it comes to terms with one’s own mortality and forces you to think of a scenario in which your family is forever without you. As difficult a question Read More

Do You Need to Purchase Travel Insurance?

Are you unsure on whether you need to purchase travel insurance? Encountering the unexpected is part of the travel experience—and no, we don’t mean encounters of the first, second, or even third kind. We’re talking about emergencies that are a bit more likely to occur while you travel. They range from the inconvenient, like losing your Read More

Life Insurance: Your Options

There are many kinds of life insurance policies, but they mainly fall into two categories. Life insurance is what you do to give your dependents a fighting chance should anything unforeseeable happen to you. While there are many life insurance policies out there, many of them fall within the realm of two broader policies—whole (or permanent) insurance, and Read More

Health and Group Benefits 101

Here are 4 good reasons on why you should purchase a group benefits package for your business. Offering your employees the protection they deserve can mean the difference between your company being a place where employees work with passion and a place where they work simply for the paycheck. If employee retention and employee morale Read More

Life Insurance 101: Term life v. Whole Life Insurance

What is life insurance, and why should you purchase which policy? This kind of insurance is a contract between you and an insurance company that basically says, “should anything happen to you, your beneficiaries will have some financial assistance.” In exchange for premium payments, the insurance company provides a lump-sum payment to the listed beneficiaries (normally Read More

5 Common Health Conditions That Will Affect Your Life Insurance Application

Health insurance companies will determine your rates depending on your health and its condition. The reason that many Americans do not have life insurance is because they believe they won’t qualify, or if they do qualify, the premiums will be too expensive. Most people are able to receive affordable health insurance despite having common health Read More