Mistakes to Avoid When Shopping for Long-Term Care Insurance

Looking for long-term care insurance? Avoid these mistakes. Long-term care insurance is one of the most important purchases that you will ever make. Since it will come at a cost, you need to be wise in buying this product so that you will get the suitable coverage for you without breaking the bank. If you’re Read More

Why Estate Planning is for Everybody

Reasons to establish your estate documents now. Estate planning and life insurance go hand-in-hand. Thinking about your last will and testament and other end-of-life decisions may not be the most pleasant topics to think about, but they are necessary to sort out. When contemplating these documents, life insurance also needs to be factored in, too. Read More

Different Types of Life Insurance Coverage Explained

What you should know about the different types of life insurance.   Life insurance is designed to help provide a safety net for your family when you are no longer around to do so. As a result, life insurance is one of the most selfless gestures you can make. The proceeds of a policy offer Read More

Pros and Cons of Life Insurance with a Long-Term Care Rider

Looking at both sides of a long-term care rider. Should you consider buying life insurance with a long-term care rider? Studies continue to show that Americans will require long-term care at some point in their lives, as much as up to 70 percent. Typical costs for long-term care facilities can run anywhere between $70,000 to Read More

Realizing the Full Extent of Your Human Life Value

What is your human life value and why does it matter? You wouldn’t think of insuring half of your car, home or other important personal property, would you? Yet, when people are looking to purchase life insurance, a common perception is that only some people need coverage or those that do have insurance only opt Read More

Questions to Ask Yourself When It Comes to Life Insurance

Ask yourself these questions when shopping for life insurance. If you’re looking for life insurance, you may understand that it can be a complicated and daunting procedure. The important thing is not to get overwhelmed. Instead, try asking yourself a few life insurance questions to help you find a policy that is right for your Read More

Three Key Benefits of Permanent Life Insurance

Advantages of securing a whole life policy. When shopping for life insurance, you have a wide variety of options in which to choose from based on your individual needs and budget. Two common life insurance policy choices are term life insurance and whole life (or permanent) life insurance. Term insurance is often considered a type Read More

How to Get the Best Rate on Your Life Insurance

Find out how you can find the lowest rates on your life insurance. Many people don’t understand just how affordable life insurance coverage can be.  With a little strategic planning on your part, you can often qualify for extremely competitive rates on your life insurance.  Here are some tips that will help you get access Read More

How Much Life Insurance Do You Need?

Here are some of the factors you should consider as you’re buying life insurance. With all the policy options and sizes out there, choosing the right life insurance can seem like an overwhelming task.  One of the most difficult parts of getting a policy is choosing one that offers enough coverage to meet your needs.  Read More