Pros and Cons of Life Insurance with a Long-Term Care Rider

Looking at both sides of a long-term care rider. Should you consider buying life insurance with a long-term care rider? Studies continue to show that Americans will require long-term care at some point in their lives, as much as up to 70 percent. Typical costs for long-term care facilities can run anywhere between $70,000 to Read More

Realizing the Full Extent of Your Human Life Value

What is your human life value and why does it matter? You wouldn’t think of insuring half of your car, home or other important personal property, would you? Yet, when people are looking to purchase life insurance, a common perception is that only some people need coverage or those that do have insurance only opt Read More

Questions to Ask Yourself When It Comes to Life Insurance

Ask yourself these questions when shopping for life insurance. If you’re looking for life insurance, you may understand that it can be a complicated and daunting procedure. The important thing is not to get overwhelmed. Instead, try asking yourself a few life insurance questions to help you find a policy that is right for your Read More

Three Key Benefits of Permanent Life Insurance

Advantages of securing a whole life policy. When shopping for life insurance, you have a wide variety of options in which to choose from based on your individual needs and budget. Two common life insurance policy choices are term life insurance and whole life (or permanent) life insurance. Term insurance is often considered a type Read More

How to Get the Best Rate on Your Life Insurance

Find out how you can find the lowest rates on your life insurance. Many people don’t understand just how affordable life insurance coverage can be.  With a little strategic planning on your part, you can often qualify for extremely competitive rates on your life insurance.  Here are some tips that will help you get access Read More

How Much Life Insurance Do You Need?

Here are some of the factors you should consider as you’re buying life insurance. With all the policy options and sizes out there, choosing the right life insurance can seem like an overwhelming task.  One of the most difficult parts of getting a policy is choosing one that offers enough coverage to meet your needs.  Read More

Watch Out for These Life Insurance Trends this Year

Keep your eyes peeled for these trends in the life insurance industry. The life insurance game is changing right before our eyes.  With new technological innovations and new ways to connect, life insurance is quickly moving into the 21st century.  Here are some of the biggest trends you should look for in life insurance this Read More

Dispelling Common Misconceptions About Life Insurance

Don’t believe these myths about life insurance. While most Americans recognize the importance of getting life insurance coverage, many put it off until they absolutely have to.  Perhaps this reluctance to get coverage has to do with some of the myths surrounding life insurance.  Here is the truth behind two of the more common misconceptions Read More

All Your Life Insurance Questions Answered!

Life Insurance FAQs  In general, no one likes to think about life insurance. It’s a morbid topic, especially when it comes to deciding what coverage your family will need for when you’re gone. While it isn’t always an easy decision, there are insurance experts out there that can help! Below, we’ve compiled a few FAQs Read More

Is Term Life Insurance Worth It?

Should You Buy Term Life Insurance? The decision to buy term life insurance is an important and personal decision. While a whole life insurance policy protects for your entire life, a term policy is limited to a predetermined number of years. Term insurance is a favorite among a range of people because it’s transparent and Read More