Do you already have life insurance coverage in place? Life insurance. A policy that most people need but very few take the time to understand and purchase. You may think that you only need to think about getting a life policy when you have a mortgage, three kids, and a stable career. Think again. Read More
Combine life insurance with long-term care benefits for better protection. Long-term care insurance is something many of us tend to overlook. After all, there’s a risk of buying such insurance, spending tens of thousands of dollars on it, and then never needing it. These types of policies pay for nursing homes, assisted living or home Read More
The importance of securing permanent life insurance coverage. Shopping for life insurance isn’t on anyone’s list of fun things to do. It can be stressful and daunting to secure coverage that will protect your loved ones when you’re no longer around to do so. One of the first things you probably want to understand, though, Read More
Top reasons that aren’t good enough for not buying life insurance. It’s not uncommon for families to put off buying life insurance. The excuses that come up are usually the same. Purchasing life insurance may not seem like a priority but accidents can happen when you least expect them. When you put off buying life Read More
Understand how family history can influence your term life insurance premium. In the life insurance application process, it’s common for insurers to ask questions about your family’s medical history. When you’re purchasing term life insurance, it’s useful to know how your family’s health can impact your premiums. Did your grandparents smoke a pack a day Read More
How whole life insurance can benefit you. Most of us understand that we need life insurance coverage of some form. While many take out term life insurance, which is temporary life coverage, whole life (or permanent) insurance coverage is overlooked. Permanent life insurance is not an insurance product that can be taken lightly, although it Read More
Your age and your life insurance policy. Life insurance premiums are based on two major factors: age and health. All other factors being equal, the younger and healthier you are, the cheaper your life insurance policy will be. Many people are unaware of this, which means that they wait until they are older and possibly Read More
Avoid making these life insurance traps that could cost you. Before you buy a life insurance policy, you should know the mistakes that previous policyholders have done. This helps you to navigate the life insurance industry and secure the right coverage for your needs. If you don’t, you could end up paying too much, securing Read More
Consider buying life insurance in these situations. If you believe that life insurance is only for wealthy people, you’re in for a big surprise. Life insurance is so important because it protects your family and those who depend on you financially when you are no longer around to do so. If pays one or more Read More
Why millennials should consider securing life insurance cover. To be a millennial is to face risk – both good and bad. The technology that has revolutionized home life – streaming, social media, and smartphones – has rendered many older jobs obsolete. But it has also opened doors to new ways of working, living, and communicating. Read More