Life Insurance for Pre-Existing Conditions

Life insurance in California becomes difficult to obtain when you have a pre-existing condition, but it’s not impossible. Life insurance companies measure your risk of death when determining your life insurance application. Your risk of death becomes much greater when you had or have a pre-existing condition. This means that life insurance companies tread more Read More

How to Save $$$ When Purchasing Term Life Insurance

Term life insurance in California is the most popular form life insurance that’s available for one primary reason: its cost.  There are two kinds of life insurance policies out there: term life insurance and whole life insurance. Chances are, if you are looking to purchase term life insurance, you are doing so to save money. Read More

Why Using an Independent Agent is Favorable When Purchasing Life Insurance

Life insurance is something that your family may need if your passing comes sooner than expected, so it’s important to get it from the best. Independent agents and direct writers are battling for your signature. At the end of the day, you’re getting a life insurance policy so it may not seem all that important Read More

Life Insurance Frequently Asked Questions

Life insurance is something that you and your family need in case something were to happen to you.  Life insurance is a very long contract with words and phrases that seem like they were meant only for agents to understand. It can be an intimidating process when figuring out your insurance options. A study found Read More

What You Should Consider When Purchasing Life Insurance

Life insurance is a vital purchase you’re going to have to make in your life, so it’s important to know what you should consider. Once you have decided to purchase life insurance, you need to think about how this coverage will be designed to meet your unique needs. Everybody is different: they have a different Read More

The Advantages of Term Life Insurance

Evaluating the strength of different policies for different people can help you make the best choice when it comes to term life insurance.  Term life insurance is among the policies that many people consider when they want to give their family financial support after their unexpected death. Term life insurance is not just one single Read More