What Is the Ideal Age to Buy Long-Term Care Insurance?

Long-term care insurance is an important part of any financial plan, and it is important to consider when you should purchase a policy. The cost of long-term care can be prohibitively expensive, and it is important to make sure that you are comprehensively protected in the event of a medical emergency. In this article, we Read More

Understanding Why Vision Isn’t Covered in Your Health Insurance

Eyesight is one of our most treasured abilities. Yet it’s difficult for some people to get proper eye care and sufficient health insurance coverage for vision. Here’s a look at why vision isn’t completely covered by a health plan, creating an unequal playing field that hurts low-income groups. Understanding Basic Eye Care Many kids start Read More

5 Reasons Why Vision Insurance for Employees is Important

The health of employees’ eyes is becoming increasingly important because many jobs now revolve around screen technology. Unfortunately, not all companies offer sufficient eye care benefits to their workers. Moreover, over 75 percent of the U.S. adult population needs some kind of vision correction. This huge number shows why you need to ensure your employees Read More

Preventative Care and Follow-Up Diagnostic Tests: Understanding Who Pays What

No-cost insurance for certain medical procedures has become an emerging issue among patient advocates and medical professionals. Services such as biopsies that diagnose health problems should be free, as well as lab tests, say the most vocal advocates. Here’s a look at who pays for preventive care and diagnostic tests. Free Preventive Healthcare The Affordable Read More

4 Important Facts to Know about Dental Insurance Coverage

According to the National Association of Dental Plans, more than 70% of Americans have some form of dental insurance. Of course, knowing the ins and outs of your dental insurance coverage will enable you to take full advantage of your policy. For instance, while most Medicaid policies exclude dental care for adults, children can comfortably Read More

Health Insurance for the Unvaccinated: What to Expect

Between June and July 2021, the U.S. government spent about $2.3 billion on COVID-19 hospitalizations for unvaccinated adults. Moreover, prior to the development of a COVID-19 vaccine, most health insurance policies were covering a portion of the healthcare costs related to COVID-19 hospitalization. However, with the availability of the COVID-19 vaccine and the rollout of Read More

5 Effective Ways to Prevent Mental Fatigue Caused By Information Overload

Per the University of California, the average American consumes more than 30 gigabytes of information or about 100,000 words every day, from activities such as watching movies, reading newspapers, browsing the internet, listening to people and listening to the radio. Some of this information ends up in long-term memory, while the rest may vanish after Read More

Mindfulness Activities to Reduce Stress

In this busy world of ours, the mind is constantly pulled from one thought to another, leaving us feeling stressed and highly-strung. Many of us don’t think we have even a few minutes to sit down and meditate, despite how beneficial it can be to our overall physical and mental health. It’s important to take Read More

Covered California Says Consumers Will See Lowest Ever Premiums Hike

The latest news about the Covered California premium change. Covered California has announced that it expects an average premium increase of 0.8 percent for 2020 in the state’s individual marketplace, the lowest such rate change since the health insurance exchange started in 2013. The Executive Director of Covered California, Peter Lee, recognized the low rate Read More