California’s Newsom proposes middle-income health premium subsidy. California’s new governor is asking the federal government to allow a move to a single-payer system. Gavin Newsom began his term as California’s 40th governor by proposing that the state provide health insurance premium subsidies for residents earning from 400 percent to 600 percent of the federal poverty Read More
Buying life insurance coverage in 2019. There are a lot of misconceptions about purchasing life insurance. Fortunately, it’s a lot easier than most people think. If one of your 2019 resolutions is to secure life insurance, here are a few things you should know. Coverage doesn’t have to be for life. There are generally two Read More
How to handle getting your health insurance claim denied. If you’ve ever had a health insurance claim denied, you will know how stressful it can be. However, just because your insurer will not pay for your treatment or services doesn’t mean you need to rush to take out a loan or deplete your saving Read More
Why you should consider having disability insurance coverage. It’s human nature not to think about all the possibilities of what could go wrong in life. We tend to underestimate the chances that misfortune will come our way. We often skip over the idea of life insurance and the same applies to disability insurance. In essence, Read More
Common life insurance mistakes to avoid. Life insurance provides a financial safety net for families. It’s wise for many people, even those without dependents. If you haven’t bought life insurance before, the process of shopping for a policy can be daunting. As a result, many people end up buying the wrong policy or coverage. Take Read More
A federal judge in Texas struck down the Affordable Care Act in December 2018, a day before the deadline to sign up for next year’s coverage in most states. The ruling by a federal judge in Texas that the Affordable Care Act is unconstitutional may not stand, but it will elevate health care as a Read More
The Basics of Term Life Insurance When you are in the market for life insurance, you will soon find out that there are two main types of policies to choose from: term and whole life. A term policy will cover you temporarily, whereas a whole life policy is permanent coverage. If you’re looking for affordable Read More
Tips to help you determine how much life insurance coverage you need. Life insurance is designed to protect your family when you are no longer around to do so. From funeral expenses to remaining debt to everyday life, your family can use life insurance to avoid financial hardship when you’re gone. If you’re in Read More
Practical tips to help you be a smarter health care consumer. As drug costs continue to climb and more Americans become dependent on certain drugs, many are spending a small fortune on their health. It can be difficult for people to get an accurate sense of what pharmacy visits will cost ahead of time, Read More
How do the Democrats intend on using the power they won? The Democrats have won the mandate on health care. We take a look into how they will use this power to make better changes for the American public. Some of the top priorities for Ms. Pelosi, the House Democratic leader, is to stabilize the Read More