For most of us, getting life insurance is essential. It works to protect our family, loved ones, and finances after we pass. However, getting a medical exam in order to obtain life insurance may not always be right for everyone. Although it’s relatively painless, if we don’t have the time or adequate health to get Read More
As many of us continue to work from home or work long hours in the office, we find ourselves spending more time sitting down at our desks. While you may love your job, the act of sitting down for long periods of time can negatively impact our physical and mental health. Most of us don’t Read More
When you have been busy for so long, it can be difficult to find a moment to think about the future. For most people, it’s an important part of financial planning. Considering your family’s future financial needs means assessing your need for life insurance. If you are without life insurance currently, that doesn’t mean you Read More
In this busy world of ours, the mind is constantly pulled from one thought to another, leaving us feeling stressed and highly-strung. Many of us don’t think we have even a few minutes to sit down and meditate, despite how beneficial it can be to our overall physical and mental health. It’s important to take Read More
How much life insurance protection is enough? It’s a common question that has a number of answers. While a lost life can never be replaced, life insurance is a good way to protect the lifestyle you’ve built for you and your loved ones. Whether you are a corporate leader or a homemaker, you are a Read More
Does your business offer a Flexible Spending Account (FSA) or a Health Reimbursement Arrangement (HRA)? If so, the IRS requires you to perform non-discrimination testing on these plans. This is done to ensure there is no discrimination between the highly paid employees and everyone else at the company. All businesses should ensure their benefits are Read More
Having life insurance through work is a real perk to the job. It provides you with some coverage that helps to protect your family when you are no longer around to support them. Yet, you shouldn’t just rely on your work-provided life coverage to safeguard your family’s finances. Taking out your own third-party life insurance Read More
The world can seem a bit scary and daunting right now. COVID-19 has upended life as we know it, and things are not yet back to normal. While there is little you can do about the pandemic (apart from staying safe and protect yourself and others), you can do things that make you feel a Read More
COVID-19 has affected communities around the world. By now, you know to wash your hands with soap, refrain from touching your face, and avoid contact with sick individuals. These steps can help us avoid contact with the virus, but what else can we do? Studies show that our diet and lifestyle choices greatly impact our Read More
You’re probably familiar with the idea that life insurance is a way to protect your family when you are no longer around to do so. If you have a partner or children that rely on your income, taking out a life insurance policy can protect them financially when you pass. Although it may seem that Read More