If you are a full-time employee, you almost certainly have access to life insurance through your employer. Choosing life insurance through work does give you the opportunity to supplement your employee benefits package; however, it is important to ask yourself if you have enough coverage if you simply rely on the life insurance policy offered Read More
The California Department of Managed Health Care (DMHC) issued guidance reminding health plans that all approved COVID-19 vaccines must be provided without any cost-sharing for health plan enrollees who may receive the vaccine from an in-network or out-of-network provider during the federally declared COVID-19 public health emergency. “As we begin to enter this new phase Read More
After years of being hindered by well-funded interests, Congress has agreed to ban one of the most expensive and frustrating practices in medicine: surprise medical bills. Surprise bills result from an out-of-network provider being compelled to be unexpectedly involved in a patient’s care. Patients who go to a hospital that accepts their insurance may have Read More
A recent study from the Kaiser Family Foundation (KFF) found that more than 50% of the participants reported experiencing high level of stress and worry during COVID-19. The main pandemic-related stressors, among others, include job loss, fear of the virus, and pandemic-related restrictions such as safer-at-home orders and mobility restrictions. Some of the things you Read More
Per the University of California, the average American consumes more than 30 gigabytes of information or about 100,000 words every day, from activities such as watching movies, reading newspapers, browsing the internet, listening to people and listening to the radio. Some of this information ends up in long-term memory, while the rest may vanish after Read More
Seasonal depression affects nearly 3% of people in the U.S. About 20% of patients with major depressive disorder and 25% of patients with bipolar disorders experience this condition at some point every year. Also called seasonal affective disorder or SAD, this mental problem can steal your joy and negatively affect your day-to-day living. What Is Read More
While 54% of Americans currently own life insurance coverage, this figure is 10% lower than 10 years ago, according to the Life Insurance Market and Research Association (LIMRA). Even worse, about 20% of the current policyholders are underinsured, mainly because they perceive life insurance to be expensive. While life insurance can be expensive, there are Read More
So far, over 1 Million Californians have tested positive for the COVID-19 virus, with more than 18,500 of them succumbing to it, as reported by the California Department of Public Health (CDPH). For nearly a year now, researchers, scientists, and medical professionals have been working tirelessly to develop a vaccine for COVID-19. Luckily, there has Read More
According to the 2020 Insurance Barometer study from LIMRA, 36% of Americans plan to purchase life insurance coverage in the next year, meaning the intent to buy a life insurance policy is high. With this in mind, here are a few essential tips to get started with life insurance. Evaluate Your Financial Situation You need Read More
Are you finding yourself working from home more often? If so, you may be struggling without having the option to go into the office and mingle with other people. You may even be working longer hours without a healthy work/life balance. All of this can lead up to feeling stressed in day-to-day life. If there Read More