Do You Need Life Insurance? Chances Are, You Do

Protect your family with the coverage they deserve. The question, “how will my family manage if I pass?” is a rather difficult question to ask yourself because it comes to terms with one’s own mortality and forces you to think of a scenario in which your family is forever without you. As difficult a question Read More

Do You Need to Purchase Travel Insurance?

Are you unsure on whether you need to purchase travel insurance? Encountering the unexpected is part of the travel experience—and no, we don’t mean encounters of the first, second, or even third kind. We’re talking about emergencies that are a bit more likely to occur while you travel. They range from the inconvenient, like losing your Read More

Life Insurance: Your Options

There are many kinds of life insurance policies, but they mainly fall into two categories. Life insurance is what you do to give your dependents a fighting chance should anything unforeseeable happen to you. While there are many life insurance policies out there, many of them fall within the realm of two broader policies—whole (or permanent) insurance, and Read More

Health and Group Benefits 101

Here are 4 good reasons on why you should purchase a group benefits package for your business. Offering your employees the protection they deserve can mean the difference between your company being a place where employees work with passion and a place where they work simply for the paycheck. If employee retention and employee morale Read More

Life Insurance 101: Term life v. Whole Life Insurance

What is life insurance, and why should you purchase which policy? This kind of insurance is a contract between you and an insurance company that basically says, “should anything happen to you, your beneficiaries will have some financial assistance.” In exchange for premium payments, the insurance company provides a lump-sum payment to the listed beneficiaries (normally Read More

5 Common Health Conditions That Will Affect Your Life Insurance Application

Health insurance companies will determine your rates depending on your health and its condition. The reason that many Americans do not have life insurance is because they believe they won’t qualify, or if they do qualify, the premiums will be too expensive. Most people are able to receive affordable health insurance despite having common health Read More

Employee Retention – The Importance of Retaining Your Employees

Offering benefits to your employees: higher employee retention. The best bet for businesses to thrive in today’s economy is to find and retain the best employees. Especially when small businesses are competing with larger corporations and larger budgets for the top talent. Not retaining your employees can be a sign that your business is falling, Read More

4 Sports That Make Getting Life Insurance Difficult (or Impossible)

Extreme sports push the boundaries and make receiving life insurance difficult. Playing sports and activities is a great way to stay in shape and have fun. From less strenuous ones like golf to more physical ones like rugby. Each sport has its own set of risks that are associated with the ease of obtaining life Read More

Travel Insurance Covers . . . What Exactly?

What is travel insurance and what does it cover? You’re about to book your trip to England to walk around London, and catch a soccer match in Liverpool. Then, your travel agent asks you if you might want to take travel insurance for this trip. Not even a half second has passed and you’ve already Read More

Disability Insurance is Crucial for Working Professionals

If disability insurance is something you do not have, consider how important it is to your financial future. Most Americans overlook disability insurance more often than not. Their thinking is either that their life insurance covers it, or that they’ll never become disabled. The truth is that no matter what you do for a living, Read More