Pre-existing health conditions don’t mean you need to go without life insurance. If you’re looking to purchase life insurance and you have a medical condition that significantly impacts how you live, there’s a good chance it will be classified as a pre-existing condition. Although it may influence your premium rates, and some insurers may not Read More
What you need to know about the ban on short-term health coverage. Thinking of securing some short-term health insurance? Think again. The California Legislature has passed a bill banning the sale of short-term health insurance plan. The bill, SB910, was authored by State Sen. Ed Hernandez and was approved by the Senate and Assembly in Read More
Common errors to avoid when you’re choosing a life insurance policy. Buying life insurance is one of the most important decisions are you going to make. You buy it to protect your family from getting caught out financially and to protect them when you are no longer around to do so. Most people think it’s Read More
Good reasons why you should consider life insurance cover. The thought of purchasing life insurance isn’t always the most pleasant consideration. After all, dealing with the inevitable – the fact that you are going to die one day – isn’t something most people want to think about. But it is important coverage to have, especially Read More
Numbers of those without health insurance continue to rise. The latest survey by Gallup has found that the number of American adults without health insurance has increased almost 3.5 million this year. The results of the Gallup-Sharecare Well-Being Index were published last week. Gallup conducted the study by asking a random sample of 500 people Read More
ACA may continue to operate until 2020. The Affordable Care Act (ACA), popularly known as Obamacare, is hanging on by a thread. The act has proven to be resilient against the Republican efforts to repeal it and the Trump administration’s attempts to defund it. However, with premiums projected to increase a further 15 percent Read More
Looking for long-term care insurance? Avoid these mistakes. Long-term care insurance is one of the most important purchases that you will ever make. Since it will come at a cost, you need to be wise in buying this product so that you will get the suitable coverage for you without breaking the bank. If you’re Read More
Home remedies for trouble sleeping. Millions of Americans experience trouble sleeping at night. In fact, a whopping 45 percent of people across the nation indicated that a lack of sleep detrimentally affected their ability to complete daily activities at least once over the period of a week. Poor sleeping habits can have devastating effects on Read More
Keep sane and safe while traveling to your summer vacation. Traveling is a lot of fun, especially when you’ve been looking forward to your summer vacation for months. Even so, traveling can be quite stressful, even at the best of times. There are planes that need to be caught, security to get through, and Read More
Reasons to establish your estate documents now. Estate planning and life insurance go hand-in-hand. Thinking about your last will and testament and other end-of-life decisions may not be the most pleasant topics to think about, but they are necessary to sort out. When contemplating these documents, life insurance also needs to be factored in, too. Read More