Seasonal depression affects nearly 3% of people in the U.S. About 20% of patients with major depressive disorder and 25% of patients with bipolar disorders experience this condition at some point every year. Also called seasonal affective disorder or SAD, this mental problem can steal your joy and negatively affect your day-to-day living. What Is Read More
New Year’s is arguably the perfect time to make resolutions aimed at improving your life in every aspect. One area you shouldn’t overlook is the financial well-being of your dependents in the event of your unexpected death. For instance, without your income, your surviving spouse may go into debt, striving to pay for college education Read More
All of us will pass on, sooner or later. For this reason, you should have adequate life insurance coverage and other resources in place that will provide for those who rely on you for financial support. In case of untimely death, life insurance can pay off your unpaid debts, burial expenses, as well as cover Read More
While travel can be a glamorous and eye-opening experience, travelers generally face myriad risks. These could be anything from accidents that cause injuries and damage luggage to abrupt trip cancellation without reimbursement. These risks could potentially lead to substantial financial losses. This is where travel insurance comes in handy. As the name suggests, the policy Read More
Regular exercise has a profound positive impact on mental health. It eases symptoms of mental health conditions such as ADHD, anxiety, and depression and improves memory, boosts mood, improves sleep, and relieves stress. Research reveals that even modest amounts of physical activity can have a significant positive impact on your overall wellbeing. Here are 4 Read More
A survey by LIMRA reveals that 35% of men and 22% of women in America believe that their employer-sponsored life insurance is sufficient. It’s worth noting that more than 50% of American households rely on at least two incomes. The most recent Insurance Barometer study shows that a quarter of these households would start struggling Read More
Between June and July 2021, the U.S. government spent about $2.3 billion on COVID-19 hospitalizations for unvaccinated adults. Moreover, prior to the development of a COVID-19 vaccine, most health insurance policies were covering a portion of the healthcare costs related to COVID-19 hospitalization. However, with the availability of the COVID-19 vaccine and the rollout of Read More
At the workplace, human connection not only enhances teamwork and collaboration, but also promotes employee health and wellbeing. In contrast, telecommuting can deny you these benefits. In fact, at least 20% of Americans who work from home report feeling lonely at some point during the day. Besides, working from home can cause you to feel Read More
If you’re not careful, the demands of modern life can easily cause you to bury yourself in your work and lose track of your social life. Even worse, the work flexibility that allows you to attend a web meeting from your dining room, send emails from your bed, and even work on your vacation makes Read More
Part of the underwriting process for life insurance policies requires you to take a medical exam. The health classification you get is primarily determined by your current health status as well as your medical history. Your health classification, in turn, impacts the life insurance rates you’ll pay. Getting favorable results in your medical exam translates Read More