Life insurance is something that many people often forgo until it’s too late, and their reasoning for doing so is often weak and unmerited. Life insurance is not mandated by law and perhaps that is why many individuals put off buying it for years. But oftentimes the excuses that people make up for themselves hold no Read More
Life insurance is a policy that we all need in order to financially protect our loved ones in the event we pass away unexpectedly or otherwise. Deciding how much life insurance you need is a question that many people have a hard time asking. Most experts would agree that you should have at least ten Read More
Without the estate tax, many rich and super-rich folks may think they may not need life insurance, but that thinking may be flawed. Even if Donald Trump does eliminate the estate tax, there are reasons that the rich and the super-rich will want to purchase life insurance. Frank Seneco, president of Seneco & Associates and one Read More
Marijuana smoking has been on the rise in recent years due to studies showing its negligible effects on the human body when compared to tobacco and even alcohol. But how will this affect pot-smoking life insurance policy holders? In the wake of the 2016 elections, the number of users–which, by the way, has already hit 25 Read More
Perhaps in the days with antiquated values where women were expected to stay home and care for the children, life insurance may not have been a necessity for them. But, as Bob Dylan once sang, “The times, they are a changin’.” Women are redefining their role in society. More women than ever are working and, Read More
If you are a pessimist, you can imagine 25 different worst-case scenarios before you think of even one good one. For example, you get a dinner invite from one of your coworkers and instantly you imagine an awkward dinner. A trip to a great ski resort? At best you will be miserably cold; at worst Read More
The cold weather often brings colds and flues, but is there a way we can stay healthy throughout winter? Immunity and cleanliness go hand in hand. When the temperatures drop and the windows and doors stay shut, we create a paradise for viruses who thrive on stagnant air and the general messiness of people. If Read More
Successful people are all different, but they do have some common ground on things they refuse to do. Let us begin by saying a truth: You cannot become successful, you can only be successful. What does this mean? It means there is no magical switch or method that will grant you the power of success. Read More
Life insurance is one of the most important investments you can make, so it is important that you make smart decisions. Life insurance is a vital part of any family’s financial security and well-being. The only thing about purchasing life insurance is that it can be especially daunting–don’t worry, you’re not alone in that thought. Read More
If there were easy ways to prevent diabetes, heart disease, and some cancers, wouldn’t the obvious choice be to take them? While these chronic diseases are directly responsible for seven out of ten deaths in the United States and, according to the Center for Disease Control and Prevention (CDC), account for 86 percent of all Read More