Determining how you can benefit from life insurance coverage. When you buy insurance, you get coverage in return. You can cash in on your policy when an accident or incident happens. Although your auto, homeowners, health, and business insurance work this way, life insurance is a bit more unique. Life insurance is selfless coverage. That Read More
How to compare plans to secure the right one for your needs. It’s open enrollment time, which means many Americans will be evaluating their health insurance needs and options to choose next year’s coverage. Open enrollment began on November 1st, so now is the time to consider your choices carefully. If you’re looking for a Read More
Research finds consumers do not comprehend the basics of the healthcare system. There’s no denying it, our healthcare system can appear confusing. Especially with recent changes, new laws up in the air, and during an uncertain presidential time, it can appear incredibly daunting to purchase health insurance as a consumer. In fact, an online survey Read More
Healthy fall habits to adopt. While the colors of autumn may have us dazzled by the season, but fall often brings adverse weather, cold and flu season, and a seasonal blues. Because of these factors, we often need to give our immune system a little TLC to help us live healthily until the warmer weather Read More
Keep precious documents safe by storing them in the right place. Think about all of the important documents you have on your possession. Your will, birth certificate, marriage certificate, diplomas, insurance policies. These are the documents you will want your kids or other beneficiaries to have access to someday, and it’s definitely worth ensuring they Read More
Life insurance for couples. So you’ve come to the logical conclusion that you need life insurance. Next, you need to determine if you and your partner both need policies. In most cases, the answer is yes. If you’d like to leave your partner in a stable financial position in the event of your death, it’s Read More
Costs for employer health coverage is set to increase over the next year. According to the annual health care survey by the National Business Group on Health, we can expect the cost of medical and drug benefits to rise by 5 percent in 2019, making it the sixth year in a row that costs Read More
Pre-existing health conditions don’t mean you need to go without life insurance. If you’re looking to purchase life insurance and you have a medical condition that significantly impacts how you live, there’s a good chance it will be classified as a pre-existing condition. Although it may influence your premium rates, and some insurers may not Read More
What you need to know about the ban on short-term health coverage. Thinking of securing some short-term health insurance? Think again. The California Legislature has passed a bill banning the sale of short-term health insurance plan. The bill, SB910, was authored by State Sen. Ed Hernandez and was approved by the Senate and Assembly in Read More
Common errors to avoid when you’re choosing a life insurance policy. Buying life insurance is one of the most important decisions are you going to make. You buy it to protect your family from getting caught out financially and to protect them when you are no longer around to do so. Most people think it’s Read More