What to Do If Your Health Insurance Claim is Denied

How to handle getting your health insurance claim denied.   If you’ve ever had a health insurance claim denied, you will know how stressful it can be. However, just because your insurer will not pay for your treatment or services doesn’t mean you need to rush to take out a loan or deplete your saving Read More

Top Reasons to Have Disability Insurance

Why you should consider having disability insurance coverage. It’s human nature not to think about all the possibilities of what could go wrong in life. We tend to underestimate the chances that misfortune will come our way. We often skip over the idea of life insurance and the same applies to disability insurance. In essence, Read More

Avoid Making These Life Insurance Blunders

Common life insurance mistakes to avoid.  Life insurance provides a financial safety net for families. It’s wise for many people, even those without dependents. If you haven’t bought life insurance before, the process of shopping for a policy can be daunting. As a result, many people end up buying the wrong policy or coverage. Take Read More

The Affordable Care Act is Still the Law of the Land

A federal judge in Texas struck down the Affordable Care Act in December 2018, a day before the deadline to sign up for next year’s coverage in most states. The ruling by a federal judge in Texas that the Affordable Care Act is unconstitutional may not stand, but it will elevate health care as a Read More

What is Term Life Insurance and How Does It Work?

The Basics of Term Life Insurance  When you are in the market for life insurance, you will soon find out that there are two main types of policies to choose from: term and whole life. A term policy will cover you temporarily, whereas a whole life policy is permanent coverage. If you’re looking for affordable Read More

3 Ways You May Be Wasting Money at the Pharmacy

Practical tips to help you be a smarter health care consumer.   As drug costs continue to climb and more Americans become dependent on certain drugs, many are spending a small fortune on their health. It can be difficult for people to get an accurate sense of what pharmacy visits will cost ahead of time, Read More

Gavin Newsom Reveals Plan for Single-Payer Healthcare in California

The latest on single-payer healthcare.   California candidate Gavin Newsom doubled down on claims he made earlier this year that he’d turn California into a single-payer healthcare state, telling the media that he plans on expanding Medicare to cover every Californian, even illegal immigrants. Also, he could prevail upon legislators to institute a state mandate Read More

Top Ways to Use Your Health Plan When You’re Healthy

How to get the most out of your health insurance policy. Believe it or not, but health insurance isn’t only for when you’re sick. You can use it to maintain your health and ward off sickness and illnesses. Understanding your coverage will help you to make the most of it while you’re fitting well. Here’s Read More