How to Find Health Care Options When You’re Self-Employed

Finding suitable health insurance when you work for yourself. For some, the dream of climbing the corporate ladder is not a dream at all. With the rise of the millennial workforce, the number of self-employed professionals is expected to triple by 2020. Although working for yourself offers a lot of freedom and flexibility, it also Read More

How Family History Affects Your Term Life Insurance Rates

Understand how family history can influence your term life insurance premium.  In the life insurance application process, it’s common for insurers to ask questions about your family’s medical history. When you’re purchasing term life insurance, it’s useful to know how your family’s health can impact your premiums. Did your grandparents smoke a pack a day Read More

Do I Need Travel Insurance If I Have Health Insurance?

Should you buy travel insurance or rely on your health insurance? Are you jet setting soon? Perhaps you’re visiting the pink sand beaches in the Mediterranean or hiking in Costa Rica for a week. Before you pack your bags, it’s wise to consider whether or not you could benefit from travel insurance. Alarmingly, many travelers Read More

Disability Insurance: Why You Need It and How to Get It

Understanding the benefits of disability insurance.   Insurance is about protecting some of your most important assets such as your home, vehicles, and high-value belongings. But what about protecting your paycheck? What would happen if you became seriously ill or injured and weren’t able to work for some time? Here is where disability insurance comes Read More

Covered California Says Consumers Will See Lowest Ever Premiums Hike

The latest news about the Covered California premium change. Covered California has announced that it expects an average premium increase of 0.8 percent for 2020 in the state’s individual marketplace, the lowest such rate change since the health insurance exchange started in 2013. The Executive Director of Covered California, Peter Lee, recognized the low rate Read More

What Are the Benefits of Permanent Life Insurance?

How whole life insurance can benefit you. Most of us understand that we need life insurance coverage of some form. While many take out term life insurance, which is temporary life coverage, whole life (or permanent) insurance coverage is overlooked. Permanent life insurance is not an insurance product that can be taken lightly, although it Read More

Tips for Buying the Best Travel Insurance Policy

Protect your upcoming vacation with reliable travel insurance. Travel insurance is one of those policies that many people need but very few purchase. Most of us think that the worst won’t happen to us on vacation, but the reality is that accidents can happen to anyone at any time. When the worst does happen on Read More

National Wellness Month: How to Improve Your Wellbeing

Tips to boost your wellbeing.   All during August, National Wellness Month focuses on self-care, managing stress and promoting healthy routines. Research has shown self-care helps manage stress and promotes happiness. The wellness movement teaches people to take care of their health, both physically and mentally. There are many aspects of day-to-day life that can Read More

Government Health Insurance Systems Pose Serious Risks to Americans

The latest on the government-run health care system. As proponents of Medicare for All struggle to defend their plan to repeal the foundations of American health care — including employer-provided coverage, Medicare, Medicaid, the Affordable Care Act (ACA) and the Children’s Health Insurance Program (CHIP) – and replace it all with a costly, one-size-fits-all, government-run, Read More