What Everyone Should Know About No-Exam Life Insurance Policies

What you should know about no-exam life insurance policies.   Many people purchase life insurance to help secure the financial stability of their loved ones after their death. In most cases, you must submit to a medical exam in order to purchase a life insurance policy because the insurer wants to assess your risks. From Read More

Which Medical Issues Affect Your Life Insurance Premiums

Health conditions could affect your life insurance premiums.   When you’re applying for life insurance coverage, you’ll be asked about your health and family’s health history. When deciding whether or not to provide you with a policy, an insurer will look at these two factors as well as your age, occupation, gender, smoking habits, and Read More

California Surprise-Billing Law Protects Patients But Aggravates Many Doctors

The latest on the California surprise-billing law.   It’s been over two years since California’s surprise-billing law took effect. There continues to be one thing on which consumer advocates, doctors, and insurers all agree on: The law has been effective at protecting many people from bills that may have been saddled with from doctors who Read More

Would Public Option Health Plan Would Kill Private Insurance?

The latest about public option health care.   Believe it or not, but most Americans like private health insurance. A recent study found that over half of voters oppose Medicare for All if it means it would eliminate private coverage. Many moderate lawmakers are well aware of these polling figures, which is why they’re calling Read More

Understanding the Effects of Stress on Your Heart Health

How does stress impact my heart health?   Everyone experiences stress to some degree, whether it’s pressure at work, receiving an unexpected bill or getting a flat car battery. How you manage stress can impact your daily life as well as physical health. Sustained levels of stress can adversely affect your heart. Understanding how stress Read More

When is the Best Time to Buy Life Insurance?

Do you already have life insurance coverage in place?   Life insurance. A policy that most people need but very few take the time to understand and purchase. You may think that you only need to think about getting a life policy when you have a mortgage, three kids, and a stable career. Think again. Read More

No Medical Exam Term Life Insurance – What’s the Catch?

What you should know about term life insurance with no medical exam.   Although life insurance isn’t at the top of everyone’s list of favorite things to think about, it’s important that you do take time to secure the right policy. Even a small policy can go a long way in helping to cover your Read More

Tips to Get the Most Out of Your Health Insurance

Are you taking full advantage of your health insurance coverage?   Your health insurance is there to keep your healthcare costs manageable. Yet, many families don’t seem to be taking advantage of the coverage that they pay for. What’s more, you could be paying more than you need to for health coverage. To ensure you Read More

The Top Problems With Warren’s Medicare for All

The latest concerns about Medicare-for-all.   Medicare-for-all, the single-payer healthcare scheme that would eliminate private insurance, continues to make headlines. In essence, the plan is designed to hit corporations and the wealthy, including a provision requiring companies to send most of the funds they currently spend on employee health contributions to the federal government. Sen. Read More